Have you received an email from Ryan Clark, or Homeland Arbitration? Is he for real? We don’t know. It all sounds kind of fishy. Who’s the real scam? Homeland Arbitration sounds a lot like another company that was sued by the FTC. They may not be the same company, but they have the same exact business model. How long is it before they meet the same fate? If I were you I would stay away. Far away! How can someone help you get a refund yet ask for money. That doesn’t sound like help. It sounds like a way to make money for nothing.